Medigap bridges the gap between Medicare benefits and health care bills.
Medicare supplement insurance policies, often called Medigap plans, are at risk as Congress considers ways to reduce the federal deficit. Proposals have been considered that would tax Medigap policies or no longer allow seniors to buy Medigap first dollar coverage policies that completely pay costs not covered by Medicare.
The Coalition to Promote Choice for Seniors was formed to ensure Medicare beneficiaries continue to have access to a range of Medicare supplement insurance options. Approximately one in five Medicare beneficiaries relies on Medigap for its predicability, security and financial protection against out-of-pocket costs not covered by Medicare.
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Select a state on the map to see how many seniors are enrolled in Medigap plans.
According to America’s Health Insurance Plans Center for Policy and Research, 9.8 million Medicare beneficiaries were enrolled in Medigap coverage in December 2011, up by about 100,000 policies from the previous year.
Medigap plans help pay for costs that Medicare doesn’t cover, such as copayments and deductibles. Seniors purchase Medigap coverage to protect themselves from high out-of-pocket costs not covered by Medicare, to better budget for medical expenses and to avoid handling confusing and complex bills from health care providers.